Mortgage Documentation

If you're considering a new mortgage, refinancing your current one, or moving to a HELOC, you'll likely need similar documentation for each process. On this page, we've compiled a list of the most commonly required documents for mortgage-related applications, helping you get a quick start on your financial journey. Mortgage & Lending Requirements Checklist.

You will also find several spreadsheets, agreements & forms that may help you on your home purchasing journey including Net Worth Assessment Spreadsheet, Agreement of Purchase & Sale (PDF), Projected Annual & Monthly Expenses Spreadsheets, Residential Tenancy Agreement, etc.

If at any point should you have any questions, please contact me directly @ (250) 300-4845

Once you have gathered your information please Contact Us to arrange a pickup time or secure digital upload.

Employment & Income

  • Current pay stub (Minimum 45 days old).
  • T1 General Income Tax Returns (2 Most recent).
  • CRA Notice of assessment (2 Most recent).

Proof of Down Payment & Sources

  • Savings and or Investment account(s) statement from the past 90 days.
  • To use an RRSP withdrawal as a downpayment for your home you will need:
  • To use a cash gift as a down payment for your home will need:
    • Gift Letter from the donor confirming the amount & the gift is free & clear of any repayment terms.
  • If your down payment is from the sale of an existing home, you will need:

Your Financial Information

New Property Information

Additional Resources (Not Required)



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I provide forward-looking mortgage solutions based on my client's short- & long-term financial goals.

My passion is in establishing high-quality, long-lasting personal relationships with my clients. Ensuring clear & transparent lines of communication that will allow us to utilize all the financial tools, mechanisms & opportunities the housing & mortgage sector has to offer.

~ Bonnie Thorlakson
Commitment, Achievement, Compassion, Caring and Passionate.

1999 - 2024© Bonnie Thorlakson