Required Mortgage Documentation

If you're considering a new mortgage, refinancing your current one, or moving to a HELOC, you'll likely need similar documentation for each process. On this page, we've compiled a list of the most commonly required documents for mortgage-related applications, helping you get a quick start on your financial journey. Mortgage & Lending Requirements Checklist.

You will also find several spreadsheets, agreements & forms that may help you on your home purchasing journey including Net Worth Assessment Spreadsheet, Agreement of Purchase & Sale (PDF), Projected Annual & Monthly Expenses Spreadsheets, Residential Tenancy Agreement, etc.

If at any point should you have any questions, please contact me directly @ (250) 300-4845

Once you have gathered your information please Contact Us to arrange a pickup time or secure digital upload.

Employment & Income

  • Current pay stub (Minimum 45 days old).
  • T1 General Income Tax Returns (2 Most recent).
  • CRA Notice of assessment (2 Most recent).

Proof of Down Payment & Sources

  • Savings and or Investment account(s) statement from the past 90 days.
  • To use an RRSP withdrawal as a downpayment for your home you will need:
  • To use a cash gift as a down payment for your home will need:
    • Gift Letter from the donor confirming the amount & the gift is free & clear of any repayment terms.
  • If your down payment is from the sale of an existing home, you will need:

Your Financial Information

New Property Information

Additional Resources (Not Required)



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  •   We can meet at one of our several locations?
  •   Or perhaps a local coffee shop or business?
  •   (250) 300-4845 (Call or Text)


I love being a Mortgage Specialist in this beautiful Okanagan Valley.

My passion lies in creating strong, lasting relationships with my clients and their families. Talk to me about your hopes, dreams and goals. Provide me with transparency and I will provide you with the absolute best mortgage solution and rates to meet your needs.

~ Bonnie Thorlakson
Commitment, Achievement, Compassion, Caring and Passionate.

1999 - 2024© Bonnie Thorlakson
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