Get Pre-Approved for a Mortgage

Know exactly what you can afford before you start shopping. Bonnie’s pre-approvals are fast, firm, and backed by one of Canada’s largest lenders.

A pre-approval isn’t just a number — it’s your competitive edge. In a market like Kelowna, showing sellers you’re already approved can make all the difference.

Why get pre-approved?

Rate Hold

Lock in today’s rate for up to 120 days while you search. If rates drop, you get the lower rate. If they rise, you’re protected.

Shop with Confidence

Know your exact budget before you fall in love with a home. No surprises, no disappointment at the financing stage.

Stronger Offers

Sellers take pre-approved buyers more seriously. In a competitive market, it can be the difference between accepted and declined.

Faster Closing

Much of the heavy lifting is done. When you find the right home, you can move quickly — and close faster.

How long does it take? Bonnie can typically have a pre-approval completed within 24–48 hours of receiving your documentation. In straightforward cases, even faster. You’ll receive a formal pre-approval letter you can share with your realtor and sellers.
1

Submit this form

A brief note about your situation gets the conversation started.

2

Bonnie reviews your profile

She’ll confirm what documents are needed and walk you through the process on a call.

3

Receive your pre-approval

Get a formal approval letter with your rate hold — ready to shop.

Wondering what documents you’ll need? Visit the required documentation page for a complete list. Bonnie will also confirm exactly what applies to your situation.

Apply for Pre-Approval

Fill in the basics — Bonnie will take it from there.

Your information is private and will never be shared.

Ready to start shopping?

Get pre-approved and know your budget before you fall in love with a home. Bonnie will make it happen fast.